Better Tomorrow Ventures

Ramp Network is a global financial technology company building solutions that connect the crypto economy with today’s financial infrastructure. They provide a powerful fiat<>crypto toolkit to onboard users into web3.

F4 is a product-led venture capital firm that offers a platform where every founder can enter, and their work decides their progress. It provides a roadmap for founders to close the gap through mentor time, investor intros, and capital targeted for those proving they can build.

Ironclad is an AI-powered contract lifecycle management software that streamlines the entire contracting process for businesses, providing tools for creating, reviewing, signing, storing, analyzing, and fulfilling contracts.

Unit provides embedded finance solutions that allow businesses to integrate financial services into their products, enabling personalized money experiences for consumers and flexible financing for independent workers.

Lattice is the #1 AI-powered people platform that turns managers into leaders, employees into high-performers, and companies into the best places to work.

Relay is a financial technology company providing online business banking solutions designed for small businesses, offering features such as multiple checking accounts, automated billing, and cash flow management.

Hippo is an insurance agency offering home insurance and protection services across the U.S. It partners with independent agencies and provides flexible coverage options.

Flexport is a global logistics platform that coordinates supply chain operations, offering solutions for importers and exporters to manage their logistics from factory to customer door.

Ethic provides a platform for advisors and institutions to build personalized, tax-smart, and values-aligned portfolios that balance clients’ financial goals, tax needs, and personal values.

A venture capital fund founded by former Visa president Hans Morris that specializes in connecting fintech startups to banks and financial institutions. Founded in 2014, Nyca invests solely in financial services. The firm uses a network of senior financial industry advisors to identify which problems are truly painful for the sector. Nyca deliberately invests in only about 10 companies per year from thousands reviewed, focusing on transparent business models that don't rely on hidden fees and backing companies that re-architect underlying financial infrastructure rather than just fintech point-solutions.

Fintech investor focused on unlocking mass-market wealth and health, backing misfit founders, with deep regulatory relationships and 100% team bonuses and 10% partner carry tied to quantified impact ($67B audited). They focus exclusively on unlocking wealth and health for the mass market through fintech investments, maintaining deep regulatory relationships and seeking mission-driven misfit founders while operating under a zero-tolerance policy for regulatory arbitrage.

Early-stage fintech investor focused on embedded finance, backing pre-seed and seed rounds (up to €4m), founded by serial fintech builders with a Berlin–London–New York network. The fund is the early-stage arm of Motive Partners, a fintech-only investment platform that provides capital from pre-seed through buyout. Backs companies that embed financial services into non-financial products and workflows.

Uses computational simulations to build concentrated ~10–15 portfolios of next-generation financial institutions (insurance, payments, asset management), targets 5x net in 14-year funds, and publishes playbooks with fintech operating experience.

Operator-led firm that writes lead checks, keeps an unusually small portfolio, and provides hands-on go-to-market support for companies rewiring financial and data infrastructure.