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H20 Capital

Miami, Florida · Invests in LATAM; US · Website

Pre-SeedSeedSeries AE-commerce & MarketplacesB2B SaaSAI & Machine LearningDeveloper ToolsFintechFintech & PaymentsEnterprise SoftwareDeveloper Tools & Infrastructure

Thesis

Back disruptive entrepreneurs at the intersection of LatAm-specific problems and technical solutions. Leverage deep operational expertise from unicorn exits (Rappi, Kavak, iFood) to provide hands-on partnership from day one. Focus on cross-border commerce, fintech, SaaS, and marketplaces serving emerging markets.

Likely not a fit for

Not focused on: purely consumer apps without network effects, hardware-heavy companies, or founders without LatAm market experience

How they invest

Lead or follow
Usually leads
Typical decision
~1 month
Warm intro
Not required
Involvement
Takes a board seat
Fund status
Actively deploying
Assets under mgmt
$65M
Decision process
Partnership vote

Partners & team

7 contacts on file

JT

Johnnie Tan

PartnerPartner

+ Pitch

j•••@h2•••.com

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DL

Daniel Lloreda

General PartnerCo-Founder & Managing Partner

+ Pitch
MP

Mauricio Porras

General PartnerCo-Founder & Managing Partner

+ Pitch
RS

Renzo Sesana

PrincipalPrincipal

+ Pitch
JC

Jimena Cortés

Platform & OpsPlatform Lead

+ Pitch
LB

Liliana Banguero

Backoffice Lead

+ Pitch
MC

Montserrat Calderon

AssociateInvestment Associate

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Portfolio

Félix PagoFintech Payments

Félix is building a financial ecosystem for Latin immigrants in the U.S., focusing on remittances through an AI-powered WhatsApp chatbot. The platform allows users to send money home quickly and affordably, leveraging technologies like AI, blockchain, and stablecoins.

OntopFintech Payments

Ontop is a global payroll platform with built-in financial services for remote workers. It enables companies to onboard and pay global talent while helping remote workers to receive their payments in US dollars.

TapiFintech Payments

Tapi is the leading payment network in Latin America, providing scalable, reliable, and agile financial solutions to enhance the financial lives of millions. The company offers a range of services including bill payments, cash in/out services, mobile top-ups, and gift cards.

Percepto RoboticsRobotics Automation

Percepto Robotics specializes in commercial drone solutions, focusing on autonomous drone technology for various industrial applications.

InfluurMarketing Adtech

Influur is the first two-sided marketplace in the creator economy industry, providing multiple solutions and business models for brands and influencers.

TulEcommerce Marketplaces

TUL is a marketplace specializing in construction materials, hardware, and more.

FudoSecurity Cyber

Fudo Security delivers advanced Privileged Access Management (PAM) solutions tailored specifically for CISOs and remote access managers. Their system can be rapidly deployed within 24 hours, utilizing technologies such as behavioral analysis, machine learning, and artificial intelligence to detect and respond to potential threats.

Abl Social Federation
Farmu
SupraEcommerce Marketplaces

Supra is a fashion brand that offers a variety of clothing and accessories, including outerwear, tops, bottoms, shoes, and bags for both men and women. The brand is known for its trendy designs and seasonal collections.

WelbeHealthcare Digital

WelbeHealth provides full-service senior care through the PACE (Program of All-Inclusive Care for the Elderly) model, focusing on comprehensive healthcare services for seniors.

JustoProptech Real Estate

Justo is a full-service real estate mandate company that provides end-to-end solutions for developers, focusing on innovative strategies and technology to enhance the real estate industry.

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Research briefRead more
H20 Capital Research Document Investment Thesis H20 Capital (also known as HTwenty Capital Innovation) is a specialized early-stage venture capital fund focused exclusively on backing disruptive entrepreneurs across the Latin American and US Hispanic markets. The firm operates with a hands-on partnership approach from day one, providing capital and operational support to help entrepreneurs disrupt

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