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13books Capital

London, UK · Invests in UK; Europe · Website

SeedSeries AB2B SaaSAI & Machine LearningDeveloper ToolsCybersecurityFintechInsuranceFintech & PaymentsSecurity & CybersecurityEnterprise Software

Thesis

We partner with Europe's best fintech founders with ambitions to scale globally. Meaningful change takes time—we build lasting relationships with founders rather than making transactional investments. We believe in commitment beyond capital and support founders through their entire journey.

Likely not a fit for

Not interested in theoretical businesses without commercial validation. Avoid consumer non-fintech plays. Not interested in founders lacking practical business judgment or fintech regulatory knowledge.

How they invest

Lead or follow
Usually leads
Warm intro
Not required
Involvement
Takes a board seat
Fund status
Actively deploying
Decision process
Partnership vote

Partners & team

13 contacts on file

SG

Steve Gibson

PartnerPartner · Primary contact

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s•••@13•••.com

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SL

Spencer Lake

PrincipalPrincipal

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s•••@13•••.com

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MF

Matthew Frenchman

Partner

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m•••@13•••.com

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CN

Christian Nentwich

General PartnerFounder & CEO

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c•••@13•••.com

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MB

Meera Bissoondeeal

General PartnerGeneral Partner

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m•••@13•••.com

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EG

Elaine Goh

PartnerPartner

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e•••@13•••.com

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NG

Nitya Gupta

PrincipalPrincipal

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n•••@13•••.com

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MM

Michael McFadgen

Platform & OpsAdvisor

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m•••@13•••.com

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AT

Aleksandra Tyurina

Team Member

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a•••@13•••.com

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JW

Joanna Wlazlak

Team Member

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j•••@13•••.com

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BW

Brendan Woods

Team Member

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b•••@13•••.com

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MB

Max Bräuninger

Team Member

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m•••@13•••.com

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WD

Warda Diyar

Team Member

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w•••@13•••.com

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Portfolio

CookieyesMarketing Adtech

CookieYes is a cookie consent management platform that helps websites comply with GDPR and CCPA. It offers a free account and technical support for its services.

electriccarscheme.comFintech Payments

The Electric Car Scheme is a salary sacrifice provider for electric vehicles, offering B Corp certification and employee benefits. They help employees save on electric cars through salary reduction.

Investing in Women Code.Fintech Payments

The Investing in Women Code is a commitment to support the advancement of female entrepreneurship in the United Kingdom by improving female entrepreneurs’ access to tools, resources, and finance from the financial services sector.

DiversityFintech Payments

Diversity VC aims to make venture capital inclusive, assesses VC funds' diversity practices, and partners with industry leaders to promote equity.

VentureesgFintech Payments

VentureESG provides ESG tools and frameworks for VC fund managers, helping VCs and LPs integrate responsible investment, and has a global community of ESG practitioners.

Site by Eight Arms.Media Entertainment

Eight Arms is a branding and digital design agency that creates websites, campaigns, and games.

bitstack-app.comFintech Payments

Bitstack is a Bitcoin savings app based in France that allows users to save and earn Bitcoin through a mobile app and card. It aims to make Bitcoin savings accessible to everyone.

lo.techFintech Payments

LO:TECH is a digital asset trading firm using advanced technology to provide market liquidity and execution services. It focuses on transparency and performance in trading.

najar.aiEnterprise Software

Najar.ai offers AI-driven procurement solutions for SaaS spend optimization, providing visibility and control over purchase decisions. It combines expert IT buyers and automation for guaranteed savings.

Join NajarEnterprise Software

Najar is a growing procurement solutions company focused on optimizing procurement operations and developing innovative solutions.

RamifyFintech Payments

Ramify is a French WealthTech company specializing in wealth management, recently securing €11 million in funding to expand its services. It offers a wide range of investment vehicles and has partnered with ROYC to enhance its private markets offerings.

CoincoverFintech Payments

CoinCover is a cryptocurrency insurance provider established in 2018, offering protection against hacks and human error for digital assets. It aims to build trust and secure mainstream adoption of blockchain technology.

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Research briefRead more
13books Capital Investment Research Investment Thesis 13books Capital (formerly Element Ventures, rebranded November 2023) is a European specialist fintech investor focused on backing bold founders transforming the financial technology landscape. Their core thesis centers on partnering with Europe's best fintech founders with ambitions to scale globally. They explicitly state that "meaningful chan

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